Insurance and Financial Policy
The type of treatment we recommend is based on professional judgment, not whether you are covered by a dental benefit plan. We strongly feel that you, not your insurance company, should choose the treatment you feel is best for you. It is important that you understand the contract regarding your dental benefits is between you, your employer and your insurance company. Depending on your insurance coverage many necessary routine dental services may not be covered at all. Again, what is covered and what is not is determined by what benefits you purchased. We will cooperate in any way that we can to help you obtain maximum benefits. Please note Dr. Hubbard maybe be an out-of-network dentists with your insurance however our office will help file primary insurance claims for you. Benefits quoted to Hubbard Dental are only an estimate and not a guarantee of payment. Ultimately you are responsible for all charges whether or not paid by your insurance.
For your convenience, payments may be made with cash, personal checks, Visa, MasterCard, or American Express.
We offer cash discounts and in house payment options using an auto pay system with your debit/credit card.Â Payment arrangements must be in writing and signed by the patient with the credit card copy attached (noting the security code & expiration date).Â Specific dates will be set for the payments.Â Payment arrangements must be approved by the office manager and Dr. Hubbard.
We also offer Care Credit financing to help you meet your dental needs.Â We offer 6 month no interest plans for patients with charges $999 and below and 12 month no interest plans for charges over $1000.Â We DO NOT offer 18 month no interest due to the cost to the practice.